COMP <GO>
ACT vs BAC // EV/EBITDA & P/E VALUATION
Enact Holdings Inc. (NASDAQ) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: ACT 6
— BAC 3
■ METRIC PARITY
LAST: $47.18 (-1.83%) • MKT CAP: $6.61B
valuation
—
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
valuation
30.2x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ACT VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ACT | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 12.60% | 2.50% | +10.10 | ACT | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | 30.2x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 10.97% | 2.10% | +8.87 | ACT | /fcf-yield <GO> |
| Operating Margin | — | 32.90% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 54.60% | 27.00% | +27.60 | ACT | /net-margins <GO> |
| Revenue Growth (YoY) | 2.80% | 6.80% | -4.00 | BAC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.83% | 0.00% | +1.83 | ACT | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 7/9 | -3.00 | BAC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 56.3 | 38.3 | +18.00 | ACT | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.90 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 9.1x | 10.9x | -1.80 | ACT | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $6.61B | $357.61B | -$351.00B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ACT REV | BAC REV | ACT GROSS % | BAC GROSS % | ACT FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.24B | $113.10B | — | — | $724.5M | $7.52B |
| FY 2024 | $1.20B | $105.86B | — | — | $686.3M | -$13.57B |
| FY 2023 | $1.15B | $102.77B | — | — | $632.0M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ACT // BETA —
BAC // BETA 0.90