COMP <GO>
ACRE vs BAC // ALTMAN Z-SCORE & DEBT/EQUITY
Ares Commercial Real Estate Corporation (NYSE) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: ACRE 1
— BAC 6
■ METRIC PARITY
LAST: $3.42 (0.00%) • MKT CAP: $189.7M
balance-sheet
—
LAST: $51.14 (+0.57%) • MKT CAP: $357.61B
balance-sheet
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ACRE VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ACRE | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -0.20% | 2.50% | -2.70 | BAC | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 30.2x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 11.25% | 2.10% | +9.15 | ACRE | /fcf-yield <GO> |
| Operating Margin | — | 32.90% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | -1.60% | 27.00% | -28.60 | BAC | /net-margins <GO> |
| Revenue Growth (YoY) | -21.30% | 6.80% | -28.10 | BAC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 7/9 | -3.00 | BAC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 34.5 | 38.3 | -3.80 | BAC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.90 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 10.9x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $189.7M | $357.61B | -$357.42B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ACRE REV | BAC REV | ACRE GROSS % | BAC GROSS % | ACRE FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $54.8M | $113.10B | — | — | $21.4M | $7.52B |
| FY 2024 | $69.7M | $105.86B | — | — | $35.5M | -$13.57B |
| FY 2023 | $92.9M | $102.77B | — | — | $46.8M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ACRE // BETA —
BAC // BETA 0.90