COMP <GO>
ACIC vs BAC // EV/EBITDA & P/E VALUATION
American Coastal Insurance Corporation (NASDAQ) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: ACIC 7
— BAC 2
■ METRIC PARITY
LAST: $10.93 (+0.55%) • MKT CAP: $516.7M
valuation
—
LAST: $51.14 (+0.57%) • MKT CAP: $357.61B
valuation
30.2x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ACIC VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ACIC | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 85.00% | 2.50% | +82.50 | ACIC | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | 30.2x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 13.72% | 2.10% | +11.62 | ACIC | /fcf-yield <GO> |
| Operating Margin | 41.80% | 32.90% | +8.90 | ACIC | /operating-margins <GO> |
| Net Profit Margin | 31.80% | 27.00% | +4.80 | ACIC | /net-margins <GO> |
| Revenue Growth (YoY) | 13.10% | 6.80% | +6.30 | ACIC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 7/9 | -1.00 | BAC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 62.2 | 38.3 | +23.86 | ACIC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.90 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 4.0x | 10.9x | -6.90 | ACIC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $516.7M | $357.61B | -$357.09B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ACIC REV | BAC REV | ACIC GROSS % | BAC GROSS % | ACIC FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $335.4M | $113.10B | — | — | $70.9M | $7.52B |
| FY 2024 | $296.7M | $105.86B | — | — | $243.5M | -$13.57B |
| FY 2023 | $264.4M | $102.77B | — | — | -$136.0M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ACIC // BETA —
BAC // BETA 0.90