HCI Group Inc. (HCI) exhibits 45.0% gross margins and 30.8% return on invested capital within Financials (Property-Casualty Insurers), balanced against a 7.7x enterprise multiple and 4.8% implied options volatility.
Sustained 45.0% gross profitability converts into — operating margin and 30.8% ROIC, outpacing sector cost of capital.
ROIC: 30.8% // GM: 45.0%YoY revenue trajectory of +20.1% paired with 17.88% free cash flow yield supports self-funded R&D and capital return.
REV YOY: +20.1% // FCF YLD: 17.88%Altman Z-Score of 3.80 and Piotroski F-Score of 6/9 indicate low near-term refinancing stress.
ALTMAN Z: 3.80 // F-SCORE: 6/9Trading at 7.7x trailing P/E (6.5x Fwd P/E) leaves valuation vulnerable if real 10Y TIPS yields spike.
P/E: 7.7x // EV/EBITDA: —Options market prices a ±5.2% implied move with a 0.85 put/call ratio around $198.23 max pain.
IMPL MOVE: ±5.2% // P/C: 0.85Elevated industry capital intensity and customer concentration in Property-Casualty Insurers require continuous execution to defend 35.6% net margins.
NET MARGIN: 35.6% // D/E: 0.45x| FILER | SIDE | $ VALUE |
|---|---|---|
| INSPECT FULL OWNERSHIP LEDGER IN OWN <GO> | ||
| STRIKE / EXP | TYPE | PREMIUM |
|---|---|---|
| INSPECT GEX & CHAIN IN OPT <GO> | ||
Unblur the exact $50,000 delta-adjusted ETF/options hedge ratio for HCI & activate live FRED threshold breach alerts.