COMP <GO>
YRD vs MI // EV/EBITDA & P/E VALUATION
Yiren Digital Ltd. each representing two (NYSE) VS. NFT Limited Class A Ordinary Share (NYSE) • 15-METRIC TALLY: YRD 3
— MI 2
■ METRIC PARITY
LAST: $0.47 (-0.84%) • MKT CAP: $41.2M
valuation
—
LAST: $0.43 (-2.47%) • MKT CAP: $35.7M
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (YRD VS. MI)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | YRD | MI | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -35.00% | -0.90% | -34.10 | MI | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | — | — | — | TIE | /fcf-yield <GO> |
| Operating Margin | -60.00% | -60.00% | 0.00 | TIE | /operating-margins <GO> |
| Net Profit Margin | 1.00% | -60.00% | +61.00 | YRD | /net-margins <GO> |
| Revenue Growth (YoY) | — | -2.00% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 1/9 | +3.00 | YRD | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 27.2 | 40.2 | -13.00 | MI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 4.9x | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $41.2M | $35.7M | $5.5M | YRD | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | YRD REV | MI REV | YRD GROSS % | MI GROSS % | YRD FCF | MI FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $817.8M | $725.8K | — | — | $96.9M | -$99.3M |
| FY 2024 | $0 | $740.7K | — | — | $193.8M | -$1.3M |
| FY 2023 | $0 | $2.2M | — | — | $305.8M | -$317.0K |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
YRD // BETA —
MI // BETA —