COMP <GO>

WU vs TIC // EV/EBITDA & P/E VALUATION

Western Union Company (NYSE) VS. TIC Solutions Inc. (NYSE) • 15-METRIC TALLY: WU 4 — TIC 4

■ METRIC PARITY

LAST: $6.21 (+1.97%) • MKT CAP: $1.94B

valuation

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LAST: $10.39 (+3.90%) • MKT CAP: $2.27B

valuation

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15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (WU VS. TIC) EMERALD CELL = QUANTITATIVE EDGE

INSTITUTIONAL METRIC	WU	TIC	SPREAD (A - B)	ADVANTAGE	DEDICATED URL
Gross Profit Margin	34.30%	29.40%	+4.90	WU	/gross-margins <GO>
Return on Invested Capital (ROIC)	85.00%	-0.40%	+85.40	WU	/roic <GO>
EV/EBITDA & P/E Valuation ACTIVE	—	—	—	TIE	/valuation <GO>
Free Cash Flow Yield	—	2.70%	—	TIE	/fcf-yield <GO>
Operating Margin	19.50%	-1.10%	+20.60	WU	/operating-margins <GO>
Net Profit Margin	12.90%	-5.70%	+18.60	WU	/net-margins <GO>
Revenue Growth (YoY)	-3.70%	—	—	TIE	/revenue-growth <GO>
Dividend Yield & FCF Payout Safety	0.00%	0.00%	0.00	TIE	/dividend-safety <GO>
Altman Z-Score & Debt/Equity	0.92	1.08	-0.16	TIC	/balance-sheet <GO>
Piotroski F-Score Quality	5/9	6/9	-1.00	TIC	/piotroski-score <GO>
Options Implied Move & Put/Call Skew	—	—	—	TIE	/options-implied-move <GO>
RSI-14 & 200D SMA Momentum	46.3	64.3	-18.06	TIC	/rsi-technicals <GO>
10Y Yield & FRED Macro Beta	—	—	—	TIE	/macro-sensitivity <GO>
Forward P/E Multiple	3.6x	—	—	TIE	/forward-pe <GO>
Enterprise Scale & Market Cap	$1.94B	$2.27B	-$330.5M	TIC	/market-cap <GO>

5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY

FISCAL YEAR	WU REV	TIC REV	WU GROSS %	TIC GROSS %	WU FCF	TIC FCF
FY 2025	$3.88B	$1.53B	34.3%	29.4%	$505.2M	$61.3M
FY 2024	$4.03B	$0	34.9%	—	$368.9M	—
FY 2023	$4.16B	$1.05B	—	—	$783.1M	—

FRED MACRO REGIME CORRELATION COMPARISON PEARSON r

WU // BETA —

TIC // BETA —