COMP <GO>
WTF vs USIO // EV/EBITDA & P/E VALUATION
Waton Financial Limited (NASDAQ) VS. Usio Inc. (NASDAQ) • 15-METRIC TALLY: WTF 2
— USIO 5
■ METRIC PARITY
LAST: $2.04 (-0.97%) • MKT CAP: $98.4M
valuation
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LAST: $3.25 (+2.52%) • MKT CAP: $92.6M
valuation
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15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (WTF VS. USIO)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | WTF | USIO | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | — | -16.10% | — | TIE | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | -7.50% | 1.16% | -8.66 | USIO | /fcf-yield <GO> |
| Operating Margin | -60.00% | -2.80% | -57.20 | USIO | /operating-margins <GO> |
| Net Profit Margin | -60.00% | -2.90% | -57.10 | USIO | /net-margins <GO> |
| Revenue Growth (YoY) | 48.80% | 3.00% | +45.80 | WTF | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 2/9 | 4/9 | -2.00 | USIO | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 37.5 | 51.4 | -13.88 | USIO | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $98.4M | $92.6M | $5.8M | WTF | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | WTF REV | USIO REV | WTF GROSS % | USIO GROSS % | WTF FCF | USIO FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $11.1M | $85.4M | — | — | -$7.4M | $1.1M |
| FY 2024 | $7.4M | $82.9M | — | — | $346.2K | $2.7M |
| FY 2023 | $10.1M | $84.1M | — | — | -$1.8M | $3.5M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
WTF // BETA —
USIO // BETA —