COMP <GO>
VBNK vs PGC // EV/EBITDA & P/E VALUATION
VersaBank (NASDAQ) VS. Peapack-Gladstone Financial Corporation (NASDAQ) • 15-METRIC TALLY: VBNK 0
— PGC 3
■ METRIC PARITY
LAST: $22.58 (+0.71%) • MKT CAP: $732.0M
valuation
—
LAST: $45.91 (-0.56%) • MKT CAP: $813.9M
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (VBNK VS. PGC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | VBNK | PGC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | — | 5.70% | — | TIE | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | — | 3.54% | — | TIE | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 13.20% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 24.10% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.43% | -0.43 | PGC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | — | 6/9 | — | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 45.1 | 55.8 | -10.67 | PGC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 18.3x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $732.0M | $813.9M | -$81.9M | PGC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | VBNK REV | PGC REV | VBNK GROSS % | PGC GROSS % | VBNK FCF | PGC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | — | $283.0M | — | — | — | $28.8M |
| FY 2024 | — | $228.1M | — | — | — | $63.0M |
| FY 2023 | — | $229.7M | — | — | — | $70.1M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
VBNK // BETA —
PGC // BETA —