COMP <GO>
USIO vs SIEB // EV/EBITDA & P/E VALUATION
Usio Inc. (NASDAQ) VS. Siebert Financial Corp. (NASDAQ) • 15-METRIC TALLY: USIO 2
— SIEB 4
■ METRIC PARITY
LAST: $3.25 (+2.52%) • MKT CAP: $92.6M
valuation
—
LAST: $1.83 (-2.14%) • MKT CAP: $77.3M
valuation
9.8x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (USIO VS. SIEB)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | USIO | SIEB | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -16.10% | 6.20% | -22.30 | SIEB | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | 9.8x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 1.16% | 12.54% | -11.38 | SIEB | /fcf-yield <GO> |
| Operating Margin | -2.80% | 5.90% | -8.70 | SIEB | /operating-margins <GO> |
| Net Profit Margin | -2.90% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 3.00% | 12.30% | -9.30 | SIEB | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 4/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 51.4 | 38.9 | +12.51 | USIO | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $92.6M | $77.3M | $15.3M | USIO | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | USIO REV | SIEB REV | USIO GROSS % | SIEB GROSS % | USIO FCF | SIEB FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $85.4M | $94.2M | — | — | $1.1M | $9.7M |
| FY 2024 | $82.9M | $83.9M | — | — | $2.7M | $9.8M |
| FY 2023 | $84.1M | $71.5M | — | — | $3.5M | -$4.8M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
USIO // BETA —
SIEB // BETA —