COMP <GO>
USCB vs FRST // EV/EBITDA & P/E VALUATION
USCB Financial Holdings Inc. (Class A) (NASDAQ) VS. Primis Financial Corp. (NASDAQ) • 15-METRIC TALLY: USCB 2
— FRST 3
■ METRIC PARITY
LAST: $19.85 (-0.35%) • MKT CAP: $366.7M
valuation
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LAST: $14.83 (+0.03%) • MKT CAP: $367.6M
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (USCB VS. FRST)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | USCB | FRST | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 12.00% | 0.00% | +12.00 | USCB | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 11.59% | 2.46% | +9.13 | USCB | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.13% | 2.69% | -0.56 | FRST | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 30.6 | 36.3 | -5.61 | FRST | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 13.1x | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $366.7M | $367.6M | -$928.0K | FRST | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | USCB REV | FRST REV | USCB GROSS % | FRST GROSS % | USCB FCF | FRST FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $42.5M | $9.0M |
| FY 2024 | $0 | $0 | — | — | $34.5M | $18.3M |
| FY 2023 | $0 | $0 | — | — | $22.5M | $28.8M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
USCB // BETA —
FRST // BETA —