COMP <GO>
UPBD vs PRG // EV/EBITDA & P/E VALUATION
Upbound Group Inc. (NASDAQ) VS. PROG Holdings Inc. (NYSE) • 15-METRIC TALLY: UPBD 5
— PRG 7
▲ EV/EBITDA & P/E VALUATION LEADER: UPBD
LAST: $19.98 (+18.16%) • MKT CAP: $1.16B
valuation
3.7x
LAST: $33.48 (+8.42%) • MKT CAP: $1.31B
valuation
4.6x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (UPBD VS. PRG)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | UPBD | PRG | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 48.40% | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 30.70% | 37.30% | -6.60 | PRG | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 3.7x | 4.6x | -0.90 | UPBD | /valuation <GO> |
| Free Cash Flow Yield | 20.49% | 24.89% | -4.40 | PRG | /fcf-yield <GO> |
| Operating Margin | 4.80% | 8.60% | -3.80 | PRG | /operating-margins <GO> |
| Net Profit Margin | 1.60% | 6.10% | -4.50 | PRG | /net-margins <GO> |
| Revenue Growth (YoY) | 8.70% | 0.40% | +8.30 | UPBD | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 7.54% | 1.59% | +5.95 | UPBD | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 2.36 | 4.21 | -1.85 | PRG | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 4/9 | +2.00 | UPBD | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 78.4 | 62.8 | +15.65 | UPBD | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 14.9x | 8.3x | +6.60 | PRG | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.16B | $1.31B | -$140.8M | PRG | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | UPBD REV | PRG REV | UPBD GROSS % | PRG GROSS % | UPBD FCF | PRG FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $4.70B | $2.41B | 48.4% | — | $238.7M | $324.9M |
| FY 2024 | $4.32B | $2.40B | 48.1% | — | $48.4M | $130.2M |
| FY 2023 | $3.99B | $2.34B | — | — | $200.3M | $204.2M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
UPBD // BETA —
PRG // BETA —