COMP <GO>
UBCP vs FUSB // EV/EBITDA & P/E VALUATION
United Bancorp Inc. (NASDAQ) VS. First US Bancshares Inc. (NASDAQ) • 15-METRIC TALLY: UBCP 3
— FUSB 3
■ METRIC PARITY
LAST: $14.16 (-3.02%) • MKT CAP: $83.7M
valuation
—
LAST: $16.50 (-0.66%) • MKT CAP: $91.4M
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (UBCP VS. FUSB)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | UBCP | FUSB | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 11.00% | 5.70% | +5.30 | UBCP | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | -1.58% | 9.94% | -11.52 | FUSB | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 6.55% | 1.76% | +4.79 | UBCP | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 4/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 48.2 | 50.5 | -2.36 | FUSB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.0x | 14.2x | -4.20 | UBCP | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $83.7M | $91.4M | -$7.7M | FUSB | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | UBCP REV | FUSB REV | UBCP GROSS % | FUSB GROSS % | UBCP FCF | FUSB FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | -$1.3M | $9.1M |
| FY 2024 | $0 | $0 | — | — | -$1.2M | $5.7M |
| FY 2023 | $0 | $0 | — | — | $9.5M | $13.1M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
UBCP // BETA —
FUSB // BETA —