COMP <GO>
TWFG vs GSHD // EV/EBITDA & P/E VALUATION
TWFG Inc. (Class A) (NASDAQ) VS. Goosehead Insurance Inc. (Class A) (NASDAQ) • 15-METRIC TALLY: TWFG 2
— GSHD 6
▲ EV/EBITDA & P/E VALUATION LEADER: GSHD
LAST: $27.15 (-0.48%) • MKT CAP: $1.47B
valuation
35.2x
LAST: $47.57 (+2.74%) • MKT CAP: $1.69B
valuation
24.5x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (TWFG VS. GSHD)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | TWFG | GSHD | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 39.80% | 36.90% | +2.90 | TWFG | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 35.2x | 24.5x | +10.70 | GSHD | /valuation <GO> |
| Free Cash Flow Yield | 3.62% | 5.10% | -1.48 | GSHD | /fcf-yield <GO> |
| Operating Margin | 14.90% | 20.40% | -5.50 | GSHD | /operating-margins <GO> |
| Net Profit Margin | — | 7.60% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 22.00% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 8.63% | -8.63 | GSHD | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 5/9 | -1.00 | GSHD | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 54.0 | 48.8 | +5.19 | TWFG | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 56.5x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.47B | $1.69B | -$222.0M | GSHD | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | TWFG REV | GSHD REV | TWFG GROSS % | GSHD GROSS % | TWFG FCF | GSHD FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $248.5M | $365.3M | — | — | $53.1M | $86.1M |
| FY 2024 | $203.8M | $0 | — | — | $37.3M | $70.6M |
| FY 2023 | $172.0M | $0 | — | — | $30.2M | $50.8M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
TWFG // BETA —
GSHD // BETA —