COMP <GO>
TOP vs MUJ // EV/EBITDA & P/E VALUATION
TOP Financial Group Limited (Class A) (NASDAQ) VS. Blackrock MuniHoldings New Jersey Quality Fund Inc. (NYSE) • 15-METRIC TALLY: TOP 1
— MUJ 1
■ METRIC PARITY
LAST: $14.32 (-8.38%) • MKT CAP: $1.77B
valuation
—
LAST: $11.42 (+1.42%) • MKT CAP: $1.70B
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (TOP VS. MUJ)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | TOP | MUJ | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | — | — | — | TIE | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 0.74% | — | — | TIE | /fcf-yield <GO> |
| Operating Margin | -24.90% | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | -24.80% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 41.90% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | — | — | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 29.5 | 53.8 | -24.34 | MUJ | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.77B | $1.70B | $72.6M | TOP | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | TOP REV | MUJ REV | TOP GROSS % | MUJ GROSS % | TOP FCF | MUJ FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $4.7M | — | — | — | $13.1M | — |
| FY 2024 | $3.3M | — | — | — | -$14.5M | — |
| FY 2023 | $8.0M | — | — | — | $17.8M | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
TOP // BETA —
MUJ // BETA —