COMP <GO>
TFIN vs LKFN // EV/EBITDA & P/E VALUATION
Triumph Financial Inc. (NYSE) VS. Lakeland Financial Corporation (NASDAQ) • 15-METRIC TALLY: TFIN 1
— LKFN 5
■ METRIC PARITY
LAST: $63.47 (+0.84%) • MKT CAP: $1.52B
valuation
—
LAST: $61.02 (+1.03%) • MKT CAP: $1.51B
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (TFIN VS. LKFN)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | TFIN | LKFN | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 2.70% | 13.60% | -10.90 | LKFN | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 4.42% | 6.88% | -2.46 | LKFN | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.21% | 3.41% | -3.20 | LKFN | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 44.1 | 55.2 | -11.03 | LKFN | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 55.7x | 13.6x | +42.10 | LKFN | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.52B | $1.51B | $11.0M | TFIN | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | TFIN REV | LKFN REV | TFIN GROSS % | LKFN GROSS % | TFIN FCF | LKFN FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $67.1M | $103.8M |
| FY 2024 | $0 | $0 | — | — | $58.5M | $93.9M |
| FY 2023 | $0 | $0 | — | — | $60.0M | $114.0M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
TFIN // BETA —
LKFN // BETA —