COMP <GO>
TCBX vs HFWA // EV/EBITDA & P/E VALUATION
Third Coast Bancshares Inc. (NYSE) VS. Heritage Financial Corporation (NASDAQ) • 15-METRIC TALLY: TCBX 3
— HFWA 4
■ METRIC PARITY
LAST: $40.41 (+0.35%) • MKT CAP: $673.0M
valuation
—
LAST: $28.91 (+0.80%) • MKT CAP: $1.18B
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (TCBX VS. HFWA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | TCBX | HFWA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 12.50% | 7.30% | +5.20 | TCBX | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 7.55% | 7.24% | +0.31 | TCBX | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 2.76% | -2.76 | HFWA | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 5/9 | -1.00 | HFWA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 35.0 | 53.2 | -18.22 | HFWA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 9.5x | 16.3x | -6.80 | TCBX | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $673.0M | $1.18B | -$509.8M | HFWA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | TCBX REV | HFWA REV | TCBX GROSS % | HFWA GROSS % | TCBX FCF | HFWA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $50.8M | $85.7M |
| FY 2024 | $0 | $0 | — | — | $33.4M | $61.0M |
| FY 2023 | $0 | $0 | — | — | $39.1M | $109.5M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
TCBX // BETA —
HFWA // BETA —