COMP <GO>

SBCF vs PRK // EV/EBITDA & P/E VALUATION

Seacoast Banking Corporation of Florida (NASDAQ) VS. Park National Corporation (NYSE) • 15-METRIC TALLY: SBCF 1 — PRK 4

■ METRIC PARITY

LAST: $33.22 (+1.34%) • MKT CAP: $3.22B

valuation

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LAST: $181.19 (+1.53%) • MKT CAP: $3.27B

valuation

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15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SBCF VS. PRK) EMERALD CELL = QUANTITATIVE EDGE

INSTITUTIONAL METRIC	SBCF	PRK	SPREAD (A - B)	ADVANTAGE	DEDICATED URL
Gross Profit Margin	—	—	—	TIE	/gross-margins <GO>
Return on Invested Capital (ROIC)	5.30%	13.30%	-8.00	PRK	/roic <GO>
EV/EBITDA & P/E Valuation ACTIVE	—	—	—	TIE	/valuation <GO>
Free Cash Flow Yield	5.85%	5.86%	-0.01	PRK	/fcf-yield <GO>
Operating Margin	—	—	—	TIE	/operating-margins <GO>
Net Profit Margin	—	27.10%	—	TIE	/net-margins <GO>
Revenue Growth (YoY)	—	2.90%	—	TIE	/revenue-growth <GO>
Dividend Yield & FCF Payout Safety	0.00%	0.00%	0.00	TIE	/dividend-safety <GO>
Altman Z-Score & Debt/Equity	—	—	—	TIE	/balance-sheet <GO>
Piotroski F-Score Quality	5/9	5/9	0.00	TIE	/piotroski-score <GO>
Options Implied Move & Put/Call Skew	—	—	—	TIE	/options-implied-move <GO>
RSI-14 & 200D SMA Momentum	51.3	40.1	+11.14	SBCF	/rsi-technicals <GO>
10Y Yield & FRED Macro Beta	—	—	—	TIE	/macro-sensitivity <GO>
Forward P/E Multiple	20.6x	16.9x	+3.70	PRK	/forward-pe <GO>
Enterprise Scale & Market Cap	$3.22B	$3.27B	-$56.6M	PRK	/market-cap <GO>

5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY

FISCAL YEAR	SBCF REV	PRK REV	SBCF GROSS %	PRK GROSS %	SBCF FCF	PRK FCF
FY 2025	$0	$664.4M	—	—	$188.1M	$191.9M
FY 2024	$0	$645.6M	—	—	$179.9M	$169.7M
FY 2023	$0	$564.3M	—	—	$150.6M	$151.1M

FRED MACRO REGIME CORRELATION COMPARISON PEARSON r

SBCF // BETA —

PRK // BETA —