COMP <GO>
RNST vs NIC // EV/EBITDA & P/E VALUATION
Renasant Corporation (NYSE) VS. Nicolet Bankshares Inc. (NYSE) • 15-METRIC TALLY: RNST 4
— NIC 3
■ METRIC PARITY
LAST: $40.26 (+0.17%) • MKT CAP: $3.68B
valuation
—
LAST: $172.52 (+0.89%) • MKT CAP: $3.62B
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (RNST VS. NIC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | RNST | NIC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 4.70% | 12.00% | -7.30 | NIC | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 6.46% | 4.13% | +2.33 | RNST | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.14% | 0.52% | +1.62 | RNST | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 5/9 | -1.00 | NIC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 46.3 | 59.4 | -13.09 | NIC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 18.9x | 22.3x | -3.40 | RNST | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $3.68B | $3.62B | $64.4M | RNST | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | RNST REV | NIC REV | RNST GROSS % | NIC GROSS % | RNST FCF | NIC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $237.8M | $149.4M |
| FY 2024 | $0 | $0 | — | — | $92.8M | $116.8M |
| FY 2023 | $0 | $0 | — | — | $148.6M | $108.0M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
RNST // BETA —
NIC // BETA —