COMP <GO>
RMBI vs OVBC // EV/EBITDA & P/E VALUATION
Richmond Mutual Bancorporation Inc. (NASDAQ) VS. Ohio Valley Banc Corp. (NASDAQ) • 15-METRIC TALLY: RMBI 1
— OVBC 5
■ METRIC PARITY
LAST: $15.86 (+0.44%) • MKT CAP: $265.8M
valuation
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LAST: $49.06 (+2.23%) • MKT CAP: $269.4M
valuation
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15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (RMBI VS. OVBC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | RMBI | OVBC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 7.90% | 9.20% | -1.30 | OVBC | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 5.50% | 6.33% | -0.83 | OVBC | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.20% | 1.59% | +0.61 | RMBI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 59.1 | 64.5 | -5.32 | OVBC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 21.4x | 16.1x | +5.30 | OVBC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $265.8M | $269.4M | -$3.6M | OVBC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | RMBI REV | OVBC REV | RMBI GROSS % | OVBC GROSS % | RMBI FCF | OVBC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $14.6M | $17.0M |
| FY 2024 | $0 | $0 | — | — | $14.3M | $11.7M |
| FY 2023 | $0 | $0 | — | — | $12.1M | $20.7M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
RMBI // BETA —
OVBC // BETA —