COMP <GO>
RCBC vs ALRS // EV/EBITDA & P/E VALUATION
River City Bank (NASDAQ) VS. Alerus Financial Corporation (NASDAQ) • 15-METRIC TALLY: RCBC 2
— ALRS 1
■ METRIC PARITY
LAST: $58.75 (-0.30%) • MKT CAP: $834.2M
valuation
—
LAST: $33.03 (+2.36%) • MKT CAP: $823.4M
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (RCBC VS. ALRS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | RCBC | ALRS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | — | 3.10% | — | TIE | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | — | 7.15% | — | TIE | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 2.53% | -2.53 | ALRS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | — | 4/9 | — | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 66.9 | 63.9 | +2.99 | RCBC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 43.9x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $834.2M | $823.4M | $10.9M | RCBC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | RCBC REV | ALRS REV | RCBC GROSS % | ALRS GROSS % | RCBC FCF | ALRS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | — | $0 | — | — | — | $58.8M |
| FY 2024 | — | $0 | — | — | — | $9.4M |
| FY 2023 | — | $0 | — | — | — | $26.8M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
RCBC // BETA —
ALRS // BETA —