COMP <GO>
RBKB vs ECBK // EV/EBITDA & P/E VALUATION
Rhinebeck Bancorp Inc. (NASDAQ) VS. ECB Bancorp Inc. (NASDAQ) • 15-METRIC TALLY: RBKB 4
— ECBK 1
■ METRIC PARITY
LAST: $12.85 (+0.16%) • MKT CAP: $200.9M
valuation
—
LAST: $21.33 (+1.23%) • MKT CAP: $186.4M
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (RBKB VS. ECBK)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | RBKB | ECBK | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 7.30% | 4.50% | +2.80 | RBKB | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 5.42% | 4.83% | +0.59 | RBKB | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 68.00% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 3.60% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 53.7 | 57.3 | -3.60 | ECBK | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 18.6x | 22.3x | -3.70 | RBKB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $200.9M | $186.4M | $14.5M | RBKB | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | RBKB REV | ECBK REV | RBKB GROSS % | ECBK GROSS % | RBKB FCF | ECBK FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $598.0K | — | — | $10.9M | $9.0M |
| FY 2024 | $0 | $577.0K | — | — | $7.7M | $6.2M |
| FY 2023 | $0 | $0 | — | — | $7.0M | $6.4M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
RBKB // BETA —
ECBK // BETA —