COMP <GO>
QFIN vs FINV // EV/EBITDA & P/E VALUATION
Qfin Holdings Inc. (NASDAQ) VS. FinVolution Group (NYSE) • 15-METRIC TALLY: QFIN 2
— FINV 3
■ METRIC PARITY
LAST: $5.27 (-4.01%) • MKT CAP: $641.6M
valuation
—
LAST: $2.85 (+0.71%) • MKT CAP: $672.9M
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (QFIN VS. FINV)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | QFIN | FINV | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 27.20% | 15.40% | +11.80 | QFIN | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | — | — | — | TIE | /fcf-yield <GO> |
| Operating Margin | 34.80% | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 18.70% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 16.80% | 8.40% | +8.40 | QFIN | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 10.84% | -10.84 | FINV | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 24.7 | 37.0 | -12.34 | FINV | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $641.6M | $672.9M | -$31.2M | FINV | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | QFIN REV | FINV REV | QFIN GROSS % | FINV GROSS % | QFIN FCF | FINV FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.75B | $1.94B | — | — | $1.58B | $255.0M |
| FY 2024 | $2.35B | $1.79B | — | — | $1.28B | $392.6M |
| FY 2023 | $2.29B | $0 | — | — | $1.00B | $199.1M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
QFIN // BETA —
FINV // BETA —