COMP <GO>
PYPL vs WSE // EV/EBITDA & P/E VALUATION
PayPal Holdings Inc. (NASDAQ) VS. Wise Group plc (Class A) (NASDAQ) • 15-METRIC TALLY: PYPL 6
— WSE 3
▲ EV/EBITDA & P/E VALUATION LEADER: PYPL
LAST: $56.95 (+0.71%) • MKT CAP: $47.31B
valuation
7.3x
LAST: $11.00 (+0.83%) • MKT CAP: $13.52B
valuation
22.3x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PYPL VS. WSE)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PYPL | WSE | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 21.60% | — | — | TIE | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 7.3x | 22.3x | -15.00 | PYPL | /valuation <GO> |
| Free Cash Flow Yield | 11.76% | — | — | TIE | /fcf-yield <GO> |
| Operating Margin | 18.30% | 31.20% | -12.90 | WSE | /operating-margins <GO> |
| Net Profit Margin | 15.80% | 26.30% | -10.50 | WSE | /net-margins <GO> |
| Revenue Growth (YoY) | 4.30% | 22.50% | -18.20 | WSE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.27% | 0.00% | +0.27 | PYPL | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 1.90 | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 9/9 | 6/9 | +3.00 | PYPL | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 56.5 | 33.0 | +23.55 | PYPL | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.93 | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 8.4x | 22.8x | -14.40 | PYPL | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $47.31B | $13.52B | $33.78B | PYPL | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PYPL REV | WSE REV | PYPL GROSS % | WSE GROSS % | PYPL FCF | WSE FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $33.17B | $1.89B | — | — | $5.56B | $7.53B |
| FY 2024 | $31.80B | $1.55B | — | — | $6.77B | $5.68B |
| FY 2023 | $29.77B | $1.32B | — | — | $3.50B | $4.08B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PYPL // BETA 0.93
WSE // BETA —