COMP <GO>
PLGO vs HMN // EV/EBITDA & P/E VALUATION
Pelagos Insurance Capital Limited (NYSE) VS. Horace Mann Educators Corporation (NYSE) • 15-METRIC TALLY: PLGO 2
— HMN 3
■ METRIC PARITY
LAST: $26.12 (+1.91%) • MKT CAP: $2.26B
valuation
—
LAST: $46.62 (+1.79%) • MKT CAP: $1.89B
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PLGO VS. HMN)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PLGO | HMN | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | — | 10.90% | — | TIE | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | -18.08% | — | — | TIE | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 9.50% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 3.30% | 6.70% | -3.40 | HMN | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 3.02% | -3.02 | HMN | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 1/9 | 6/9 | -5.00 | HMN | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 66.2 | 51.0 | +15.24 | PLGO | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 10.8x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $2.26B | $1.89B | $370.7M | PLGO | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PLGO REV | HMN REV | PLGO GROSS % | HMN GROSS % | PLGO FCF | HMN FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.50B | $1.70B | — | — | -$408.3M | $553.2M |
| FY 2024 | $2.42B | $1.60B | — | — | $618.2M | $452.1M |
| FY 2023 | $3.60B | $1.49B | — | — | $495.2M | $302.1M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PLGO // BETA —
HMN // BETA —