COMP <GO>
PGY vs WLTH // EV/EBITDA & P/E VALUATION
Pagaya Technologies Ltd. (Class A) (NASDAQ) VS. Wealthfront Corporation (NASDAQ) • 15-METRIC TALLY: PGY 7
— WLTH 0
■ METRIC PARITY
LAST: $20.81 (+1.66%) • MKT CAP: $1.74B
valuation
5.4x
LAST: $10.56 (+1.54%) • MKT CAP: $1.65B
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PGY VS. WLTH)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PGY | WLTH | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 85.00% | -6.80% | +91.80 | PGY | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 5.4x | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 12.94% | 9.23% | +3.71 | PGY | /fcf-yield <GO> |
| Operating Margin | 20.90% | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 6.50% | -11.50% | +18.00 | PGY | /net-margins <GO> |
| Revenue Growth (YoY) | 25.60% | 18.20% | +7.40 | PGY | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 5/9 | +1.00 | PGY | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 51.4 | 46.5 | +4.93 | PGY | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 17.9x | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.74B | $1.65B | $86.9M | PGY | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PGY REV | WLTH REV | PGY GROSS % | WLTH GROSS % | PGY FCF | WLTH FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.26B | $365.0M | — | — | $224.7M | $152.2M |
| FY 2024 | $1.00B | $308.9M | — | — | $30.0M | $123.2M |
| FY 2023 | $772.8M | $216.7M | — | — | -$21.7M | $72.9M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PGY // BETA —
WLTH // BETA —