COMP <GO>
PGC vs AVBH // EV/EBITDA & P/E VALUATION
Peapack-Gladstone Financial Corporation (NASDAQ) VS. Avidbank Holdings Inc. (NASDAQ) • 15-METRIC TALLY: PGC 4
— AVBH 2
■ METRIC PARITY
LAST: $45.91 (-0.56%) • MKT CAP: $813.9M
valuation
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LAST: $34.16 (+1.37%) • MKT CAP: $375.6M
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PGC VS. AVBH)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PGC | AVBH | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 5.70% | -7.00% | +12.70 | PGC | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 3.54% | 10.37% | -6.83 | AVBH | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 13.20% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 24.10% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.43% | 0.00% | +0.43 | PGC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 3/9 | +3.00 | PGC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 55.8 | 77.7 | -21.92 | AVBH | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 18.3x | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $813.9M | $375.6M | $438.3M | PGC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PGC REV | AVBH REV | PGC GROSS % | AVBH GROSS % | PGC FCF | AVBH FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $283.0M | $0 | — | — | $28.8M | $38.9M |
| FY 2024 | $228.1M | $0 | — | — | $63.0M | $22.6M |
| FY 2023 | $229.7M | — | — | — | $70.1M | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PGC // BETA —
AVBH // BETA —