COMP <GO>
PAY vs DLO // EV/EBITDA & P/E VALUATION
Paymentus Holdings Inc. (Class A) (NYSE) VS. DLocal Limited (Class A) (NASDAQ) • 15-METRIC TALLY: PAY 2
— DLO 0
■ METRIC PARITY
LAST: $32.26 (+2.02%) • MKT CAP: $4.06B
valuation
49.3x
LAST: $13.65 (-0.87%) • MKT CAP: $4.03B
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PAY VS. DLO)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PAY | DLO | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 24.80% | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 24.90% | — | — | TIE | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 49.3x | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 3.98% | — | — | TIE | /fcf-yield <GO> |
| Operating Margin | 6.30% | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 5.60% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 37.30% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 25.80 | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | — | — | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 51.6 | 30.6 | +21.05 | PAY | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 51.0x | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $4.06B | $4.03B | $37.0M | PAY | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PAY REV | DLO REV | PAY GROSS % | DLO GROSS % | PAY FCF | DLO FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.20B | — | 24.8% | — | $161.8M | — |
| FY 2024 | $871.7M | — | 27.3% | — | $63.2M | — |
| FY 2023 | $614.5M | — | — | — | $68.8M | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PAY // BETA —
DLO // BETA —