COMP <GO>
OPBK vs GBFH // EV/EBITDA & P/E VALUATION
OP Bancorp (NASDAQ) VS. GBank Financial Holdings Inc. (NASDAQ) • 15-METRIC TALLY: OPBK 7
— GBFH 1
■ METRIC PARITY
LAST: $15.44 (+0.98%) • MKT CAP: $230.6M
valuation
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LAST: $15.22 (-10.78%) • MKT CAP: $220.9M
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (OPBK VS. GBFH)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | OPBK | GBFH | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 11.20% | 12.60% | -1.40 | GBFH | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 10.13% | 4.36% | +5.77 | OPBK | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 1.70% | +66.30 | OPBK | /net-margins <GO> |
| Revenue Growth (YoY) | -1.70% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.09% | 0.00% | +3.09 | OPBK | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 4/9 | +1.00 | OPBK | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 50.6 | 27.5 | +23.10 | OPBK | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 8.4x | 9.9x | -1.50 | OPBK | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $230.6M | $220.9M | $9.6M | OPBK | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | OPBK REV | GBFH REV | OPBK GROSS % | GBFH GROSS % | OPBK FCF | GBFH FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $3.2M | $1.24B | — | — | $23.4M | $9.6M |
| FY 2024 | $3.3M | $0 | — | — | $29.7M | $26.5M |
| FY 2023 | $2.1M | — | — | — | $67.8M | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
OPBK // BETA —
GBFH // BETA —