COMP <GO>
OIG vs TWFG // EV/EBITDA & P/E VALUATION
Orion180 Insurance Group Inc. (Class A) (NASDAQ) VS. TWFG Inc. (Class A) (NASDAQ) • 15-METRIC TALLY: OIG 0
— TWFG 2
■ METRIC PARITY
LAST: $9.84 (+3.25%) • MKT CAP: $974.5M
valuation
—
LAST: $27.15 (-0.48%) • MKT CAP: $1.47B
valuation
35.2x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (OIG VS. TWFG)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | OIG | TWFG | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | — | 39.80% | — | TIE | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | 35.2x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | — | 3.62% | — | TIE | /fcf-yield <GO> |
| Operating Margin | — | 14.90% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 22.00% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | — | 4/9 | — | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 47.4 | 54.0 | -6.63 | TWFG | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $974.5M | $1.47B | -$493.0M | TWFG | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | OIG REV | TWFG REV | OIG GROSS % | TWFG GROSS % | OIG FCF | TWFG FCF |
|---|---|---|---|---|---|---|
| FY 2025 | — | $248.5M | — | — | — | $53.1M |
| FY 2024 | — | $203.8M | — | — | — | $37.3M |
| FY 2023 | — | $172.0M | — | — | — | $30.2M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
OIG // BETA —
TWFG // BETA —