COMP <GO>
OFG vs EFSC // EV/EBITDA & P/E VALUATION
OFG Bancorp (NYSE) VS. Enterprise Financial Services Corporation (NASDAQ) • 15-METRIC TALLY: OFG 5
— EFSC 2
■ METRIC PARITY
LAST: $50.88 (+0.26%) • MKT CAP: $2.15B
valuation
—
LAST: $62.48 (+0.08%) • MKT CAP: $2.26B
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (OFG VS. EFSC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | OFG | EFSC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 14.80% | 9.90% | +4.90 | OFG | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 9.27% | 8.03% | +1.24 | OFG | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.41% | 1.99% | +0.42 | OFG | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 4/9 | +1.00 | OFG | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 40.4 | 55.8 | -15.42 | EFSC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 9.8x | 10.4x | -0.60 | OFG | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $2.15B | $2.26B | -$110.8M | EFSC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | OFG REV | EFSC REV | OFG GROSS % | EFSC GROSS % | OFG FCF | EFSC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $199.3M | $181.5M |
| FY 2024 | $0 | $0 | — | — | $231.2M | $239.9M |
| FY 2023 | $0 | $0 | — | — | $295.7M | $268.2M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
OFG // BETA —
EFSC // BETA —