COMP <GO>
NRIM vs FMAO // EV/EBITDA & P/E VALUATION
Northrim BanCorp Inc (NASDAQ) VS. Farmers & Merchants Bancorp Inc. (NASDAQ) • 15-METRIC TALLY: NRIM 6
— FMAO 1
■ METRIC PARITY
LAST: $24.18 (+0.83%) • MKT CAP: $537.9M
valuation
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LAST: $37.11 (+1.48%) • MKT CAP: $510.7M
valuation
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15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (NRIM VS. FMAO)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | NRIM | FMAO | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 19.80% | 9.00% | +10.80 | NRIM | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 24.89% | 6.85% | +18.04 | NRIM | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 25.30% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 30.40% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.70% | 2.37% | +0.33 | NRIM | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 5/9 | +1.00 | NRIM | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 43.5 | 57.7 | -14.16 | FMAO | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 7.0x | 14.2x | -7.20 | NRIM | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $537.9M | $510.7M | $27.2M | NRIM | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | NRIM REV | FMAO REV | NRIM GROSS % | FMAO GROSS % | NRIM FCF | FMAO FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $255.6M | $0 | — | — | $133.9M | $35.0M |
| FY 2024 | $196.0M | $0 | — | — | -$9.3M | $30.6M |
| FY 2023 | $158.3M | $0 | — | — | $38.8M | $22.1M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
NRIM // BETA —
FMAO // BETA —