COMP <GO>
NRDS vs OSPN // EV/EBITDA & P/E VALUATION
NerdWallet Inc. (Class A) (NASDAQ) VS. OneSpan Inc. (NASDAQ) • 15-METRIC TALLY: NRDS 6
— OSPN 7
▲ EV/EBITDA & P/E VALUATION LEADER: NRDS
LAST: $11.35 (+6.37%) • MKT CAP: $725.5M
valuation
9.5x
LAST: $20.15 (+0.35%) • MKT CAP: $742.6M
valuation
12.0x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (NRDS VS. OSPN)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | NRDS | OSPN | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 92.40% | 73.80% | +18.60 | NRDS | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 18.60% | 19.00% | -0.40 | OSPN | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 9.5x | 12.0x | -2.50 | NRDS | /valuation <GO> |
| Free Cash Flow Yield | 17.96% | 6.80% | +11.16 | NRDS | /fcf-yield <GO> |
| Operating Margin | 7.80% | 19.90% | -12.10 | OSPN | /operating-margins <GO> |
| Net Profit Margin | 5.80% | 30.00% | -24.20 | OSPN | /net-margins <GO> |
| Revenue Growth (YoY) | 21.70% | 0.00% | +21.70 | NRDS | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 2.49% | -2.49 | OSPN | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 7.19 | 5.47 | +1.72 | NRDS | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 6/9 | +2.00 | NRDS | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 67.4 | 85.5 | -18.05 | OSPN | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.5x | 9.5x | +3.00 | OSPN | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $725.5M | $742.6M | -$17.0M | OSPN | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | NRDS REV | OSPN REV | NRDS GROSS % | OSPN GROSS % | NRDS FCF | OSPN FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $836.6M | $243.2M | 92.4% | 73.8% | $130.3M | $50.5M |
| FY 2024 | $687.6M | $243.2M | 90.8% | 71.8% | $71.2M | $46.4M |
| FY 2023 | $599.4M | $235.1M | — | — | $72.1M | -$10.7M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
NRDS // BETA —
OSPN // BETA —