COMP <GO>
NIC vs WSBC // EV/EBITDA & P/E VALUATION
Nicolet Bankshares Inc. (NYSE) VS. WesBanco Inc. (NASDAQ) • 15-METRIC TALLY: NIC 2
— WSBC 4
■ METRIC PARITY
LAST: $172.52 (+0.89%) • MKT CAP: $3.62B
valuation
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LAST: $38.90 (+0.99%) • MKT CAP: $3.73B
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (NIC VS. WSBC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | NIC | WSBC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 12.00% | 5.50% | +6.50 | NIC | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 4.13% | 7.50% | -3.37 | WSBC | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.52% | 3.36% | -2.84 | WSBC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 59.4 | 52.4 | +7.01 | NIC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 22.3x | 15.5x | +6.80 | WSBC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $3.62B | $3.73B | -$115.1M | WSBC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | NIC REV | WSBC REV | NIC GROSS % | WSBC GROSS % | NIC FCF | WSBC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $149.4M | $280.0M |
| FY 2024 | $0 | $0 | — | — | $116.8M | $200.7M |
| FY 2023 | $0 | $0 | — | — | $108.0M | $169.3M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
NIC // BETA —
WSBC // BETA —