COMP <GO>
NEWT vs COSO // EV/EBITDA & P/E VALUATION
NewtekOne Inc. (NASDAQ) VS. CoastalSouth Bancshares Inc. (NYSE) • 15-METRIC TALLY: NEWT 3
— COSO 3
■ METRIC PARITY
LAST: $11.01 (-3.93%) • MKT CAP: $318.0M
valuation
—
LAST: $27.98 (+0.50%) • MKT CAP: $328.3M
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (NEWT VS. COSO)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | NEWT | COSO | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 15.20% | 9.60% | +5.60 | NEWT | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | — | 18.67% | — | TIE | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 68.00% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 6.40% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 8.82% | 0.00% | +8.82 | NEWT | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 2/9 | 6/9 | -4.00 | COSO | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 37.5 | 61.1 | -23.61 | COSO | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 4.9x | 12.3x | -7.40 | NEWT | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $318.0M | $328.3M | -$10.3M | COSO | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | NEWT REV | COSO REV | NEWT GROSS % | COSO GROSS % | NEWT FCF | COSO FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $2.0M | — | — | -$579.3M | $61.3M |
| FY 2024 | $0 | $1.9M | — | — | -$153.5M | -$14.1M |
| FY 2023 | $0 | — | — | — | -$169.2M | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
NEWT // BETA —
COSO // BETA —