COMP <GO>
NEWT vs CBNA // EV/EBITDA & P/E VALUATION
NewtekOne Inc. (NASDAQ) VS. Chain Bridge Bancorp Inc. (Class A) (NYSE) • 15-METRIC TALLY: NEWT 3
— CBNA 3
■ METRIC PARITY
LAST: $11.01 (-3.93%) • MKT CAP: $318.0M
valuation
—
LAST: $51.40 (+1.14%) • MKT CAP: $337.3M
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (NEWT VS. CBNA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | NEWT | CBNA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 15.20% | 12.00% | +3.20 | NEWT | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | — | 3.40% | — | TIE | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 8.82% | 0.00% | +8.82 | NEWT | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 2/9 | 3/9 | -1.00 | CBNA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 37.5 | 58.3 | -20.79 | CBNA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 4.9x | 15.5x | -10.60 | NEWT | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $318.0M | $337.3M | -$19.3M | CBNA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | NEWT REV | CBNA REV | NEWT GROSS % | CBNA GROSS % | NEWT FCF | CBNA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | -$579.3M | $11.5M |
| FY 2024 | $0 | $0 | — | — | -$153.5M | $21.6M |
| FY 2023 | $0 | $0 | — | — | -$169.2M | $12.8M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
NEWT // BETA —
CBNA // BETA —