COMP <GO>
MSBI vs CWBC // EV/EBITDA & P/E VALUATION
Midland States Bancorp Inc. (NASDAQ) VS. Community West Bancshares (NASDAQ) • 15-METRIC TALLY: MSBI 3
— CWBC 3
■ METRIC PARITY
LAST: $33.83 (-1.23%) • MKT CAP: $702.0M
valuation
—
LAST: $26.10 (+0.97%) • MKT CAP: $708.1M
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (MSBI VS. CWBC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | MSBI | CWBC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -22.00% | 9.30% | -31.30 | CWBC | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 17.14% | 6.16% | +10.98 | MSBI | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.94% | 2.01% | +1.93 | MSBI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 3/9 | 5/9 | -2.00 | CWBC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 48.2 | 47.7 | +0.56 | MSBI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 17.3x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $702.0M | $708.1M | -$6.1M | CWBC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | MSBI REV | CWBC REV | MSBI GROSS % | CWBC GROSS % | MSBI FCF | CWBC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $120.3M | $43.6M |
| FY 2024 | $0 | $0 | — | — | $169.6M | $17.2M |
| FY 2023 | $0 | $0 | — | — | $153.4M | $27.5M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
MSBI // BETA —
CWBC // BETA —