COMP <GO>
MGYR vs SFBC // EV/EBITDA & P/E VALUATION
Magyar Bancorp Inc. (NASDAQ) VS. Sound Financial Bancorp Inc. (NASDAQ) • 15-METRIC TALLY: MGYR 5
— SFBC 1
■ METRIC PARITY
LAST: $20.24 (+0.45%) • MKT CAP: $130.7M
valuation
—
LAST: $45.00 (0.00%) • MKT CAP: $115.6M
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (MGYR VS. SFBC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | MGYR | SFBC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 8.00% | 6.50% | +1.50 | MGYR | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 7.51% | 6.05% | +1.46 | MGYR | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.40% | 1.68% | -0.28 | SFBC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 77.7 | 50.9 | +26.72 | MGYR | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.5x | 15.0x | -2.50 | MGYR | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $130.7M | $115.6M | $15.1M | MGYR | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | MGYR REV | SFBC REV | MGYR GROSS % | SFBC GROSS % | MGYR FCF | SFBC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $9.8M | $7.0M |
| FY 2024 | $0 | $0 | — | — | $5.5M | $2.9M |
| FY 2023 | $0 | $0 | — | — | $8.5M | $6.9M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
MGYR // BETA —
SFBC // BETA —