COMP <GO>
MCHB vs SBCF // EV/EBITDA & P/E VALUATION
Mechanics Bancorp (Class A) (NASDAQ) VS. Seacoast Banking Corporation of Florida (NASDAQ) • 15-METRIC TALLY: MCHB 4
— SBCF 3
■ METRIC PARITY
LAST: $14.67 (-1.81%) • MKT CAP: $3.23B
valuation
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LAST: $33.22 (+1.34%) • MKT CAP: $3.22B
valuation
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15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (MCHB VS. SBCF)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | MCHB | SBCF | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.30% | 5.30% | +4.00 | MCHB | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 5.79% | 5.85% | -0.06 | SBCF | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 68.00% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 3.30% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.50% | 0.00% | +1.50 | MCHB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 5/9 | -1.00 | SBCF | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 43.6 | 51.3 | -7.62 | SBCF | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.3x | 20.6x | -9.30 | MCHB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $3.23B | $3.22B | $15.5M | MCHB | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | MCHB REV | SBCF REV | MCHB GROSS % | SBCF GROSS % | MCHB FCF | SBCF FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $49.7M | $0 | — | — | $187.1M | $188.1M |
| FY 2024 | $48.1M | $0 | — | — | $285.9M | $179.9M |
| FY 2023 | $0 | $0 | — | — | $8.0M | $150.6M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
MCHB // BETA —
SBCF // BETA —