COMP <GO>
KINS vs NODK // EV/EBITDA & P/E VALUATION
Kingstone Companies Inc. (NASDAQ) VS. NI Holdings Inc. (NASDAQ) • 15-METRIC TALLY: KINS 5
— NODK 2
■ METRIC PARITY
LAST: $20.04 (+1.73%) • MKT CAP: $290.1M
valuation
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LAST: $15.12 (+1.55%) • MKT CAP: $308.5M
valuation
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15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (KINS VS. NODK)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | KINS | NODK | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 33.20% | -4.30% | +37.50 | KINS | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | — | -5.02% | — | TIE | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 19.00% | -3.70% | +22.70 | KINS | /net-margins <GO> |
| Revenue Growth (YoY) | 38.50% | -12.30% | +50.80 | KINS | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.49% | 2.18% | -1.69 | NODK | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 1/9 | +5.00 | KINS | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 62.3 | 52.4 | +9.92 | KINS | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 6.0x | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $290.1M | $308.5M | -$18.4M | NODK | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | KINS REV | NODK REV | KINS GROSS % | NODK GROSS % | KINS FCF | NODK FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $214.9M | $285.1M | — | — | $73.1M | -$15.5M |
| FY 2024 | $155.1M | $325.2M | — | — | $55.6M | $37.5M |
| FY 2023 | $144.2M | $304.0M | — | — | -$11.3M | $51.0M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
KINS // BETA —
NODK // BETA —