COMP <GO>
INBK vs EFSI // EV/EBITDA & P/E VALUATION
First Internet Bancorp (NASDAQ) VS. Eagle Financial Services Inc (NASDAQ) • 15-METRIC TALLY: INBK 0
— EFSI 6
■ METRIC PARITY
LAST: $27.27 (+2.29%) • MKT CAP: $238.2M
valuation
—
LAST: $46.06 (+1.23%) • MKT CAP: $249.3M
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (INBK VS. EFSI)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | INBK | EFSI | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -9.80% | 4.30% | -14.10 | EFSI | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 0.93% | 9.77% | -8.84 | EFSI | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.88% | 2.45% | -1.57 | EFSI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 3/9 | 4/9 | -1.00 | EFSI | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 43.1 | 49.6 | -6.49 | EFSI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 28.2x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $238.2M | $249.3M | -$11.1M | EFSI | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | INBK REV | EFSI REV | INBK GROSS % | EFSI GROSS % | INBK FCF | EFSI FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $2.2M | $24.3M |
| FY 2024 | $0 | $0 | — | — | $10.4M | $17.7M |
| FY 2023 | $0 | $0 | — | — | $11.7M | $6.9M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
INBK // BETA —
EFSI // BETA —