COMP <GO>
IGIC vs DGICB // EV/EBITDA & P/E VALUATION
International General Insurance Holdings Ltd. Ordinary Share (NASDAQ) VS. Donegal Group Inc. (Class B) (NASDAQ) • 15-METRIC TALLY: IGIC 6
— DGICB 3
■ METRIC PARITY
LAST: $24.67 (+1.69%) • MKT CAP: $1.06B
valuation
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LAST: $23.70 (-8.49%) • MKT CAP: $879.7M
valuation
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15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (IGIC VS. DGICB)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | IGIC | DGICB | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 17.90% | 12.40% | +5.50 | IGIC | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 10.23% | 7.98% | +2.25 | IGIC | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 24.60% | 8.10% | +16.50 | IGIC | /net-margins <GO> |
| Revenue Growth (YoY) | -4.10% | -1.20% | -2.90 | DGICB | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 4.37% | 2.92% | +1.45 | IGIC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 3/9 | 4/9 | -1.00 | DGICB | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 43.1 | 64.4 | -21.33 | DGICB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 7.7x | 10.3x | -2.60 | IGIC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.06B | $879.7M | $177.2M | IGIC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | IGIC REV | DGICB REV | IGIC GROSS % | DGICB GROSS % | IGIC FCF | DGICB FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $516.9M | $978.0M | — | — | $108.1M | $70.2M |
| FY 2024 | $539.0M | $989.6M | — | — | $209.5M | $67.4M |
| FY 2023 | $499.2M | $927.3M | — | — | $196.6M | $28.6M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
IGIC // BETA —
DGICB // BETA —