COMP <GO>
HIFS vs HFWA // EV/EBITDA & P/E VALUATION
Hingham Institution for Savings (NASDAQ) VS. Heritage Financial Corporation (NASDAQ) • 15-METRIC TALLY: HIFS 1
— HFWA 2
■ METRIC PARITY
LAST: $306.10 (+1.22%) • MKT CAP: $657.3M
valuation
—
LAST: $28.91 (+0.80%) • MKT CAP: $1.18B
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (HIFS VS. HFWA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | HIFS | HFWA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | — | 7.30% | — | TIE | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | — | 7.24% | — | TIE | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 2.76% | -2.76 | HFWA | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | — | 5/9 | — | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 54.4 | 53.2 | +1.17 | HIFS | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 16.3x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $657.3M | $1.18B | -$525.5M | HFWA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | HIFS REV | HFWA REV | HIFS GROSS % | HFWA GROSS % | HIFS FCF | HFWA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | — | $0 | — | — | — | $85.7M |
| FY 2024 | — | $0 | — | — | — | $61.0M |
| FY 2023 | — | $0 | — | — | — | $109.5M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
HIFS // BETA —
HFWA // BETA —