COMP <GO>
HFBL vs CLST // EV/EBITDA & P/E VALUATION
Home Federal Bancorp Inc. of Louisiana (NASDAQ) VS. Catalyst Bancorp Inc. (NASDAQ) • 15-METRIC TALLY: HFBL 5
— CLST 2
■ METRIC PARITY
LAST: $22.36 (-1.67%) • MKT CAP: $67.8M
valuation
—
LAST: $17.78 (+3.07%) • MKT CAP: $71.7M
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (HFBL VS. CLST)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | HFBL | CLST | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 6.70% | 2.50% | +4.20 | HFBL | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 8.08% | 4.32% | +3.76 | HFBL | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 68.00% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 17.50% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.40% | 0.00% | +2.40 | HFBL | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 5/9 | +1.00 | HFBL | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 47.6 | 52.6 | -5.01 | CLST | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 14.6x | 32.6x | -18.00 | HFBL | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $67.8M | $71.7M | -$4.0M | CLST | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | HFBL REV | CLST REV | HFBL GROSS % | CLST GROSS % | HFBL FCF | CLST FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.3M | $0 | — | — | $5.5M | $3.1M |
| FY 2024 | $1.1M | $0 | — | — | $2.3M | $2.7M |
| FY 2023 | $1.5M | $0 | — | — | $12.1M | $2.0M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
HFBL // BETA —
CLST // BETA —