COMP <GO>
HCI vs SKWD // EV/EBITDA & P/E VALUATION
HCI Group Inc. (NYSE) VS. Skyward Specialty Insurance Group Inc. (NASDAQ) • 15-METRIC TALLY: HCI 6
— SKWD 2
■ METRIC PARITY
LAST: $198.23 (+1.53%) • MKT CAP: $2.47B
valuation
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LAST: $58.51 (+0.95%) • MKT CAP: $2.60B
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (HCI VS. SKWD)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | HCI | SKWD | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 30.80% | 16.80% | +14.00 | HCI | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 17.88% | 15.50% | +2.38 | HCI | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 35.60% | 68.00% | -32.40 | SKWD | /net-margins <GO> |
| Revenue Growth (YoY) | 20.10% | 16.00% | +4.10 | HCI | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.78% | 0.00% | +0.78 | HCI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 6/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 55.2 | 51.4 | +3.78 | HCI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 6.5x | 12.9x | -6.40 | HCI | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $2.47B | $2.60B | -$131.9M | SKWD | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | HCI REV | SKWD REV | HCI GROSS % | SKWD GROSS % | HCI FCF | SKWD FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $900.9M | $12.4M | — | — | $440.8M | $402.6M |
| FY 2024 | $750.1M | $10.7M | — | — | $327.8M | $300.9M |
| FY 2023 | $550.7M | $9.8M | — | — | $230.7M | $338.2M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
HCI // BETA —
SKWD // BETA —