COMP <GO>
HCI vs PLGO // EV/EBITDA & P/E VALUATION
HCI Group Inc. (NYSE) VS. Pelagos Insurance Capital Limited (NYSE) • 15-METRIC TALLY: HCI 5
— PLGO 1
■ METRIC PARITY
LAST: $198.23 (+1.53%) • MKT CAP: $2.47B
valuation
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LAST: $26.12 (+1.91%) • MKT CAP: $2.26B
valuation
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15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (HCI VS. PLGO)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | HCI | PLGO | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 30.80% | — | — | TIE | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 17.88% | -18.08% | +35.96 | HCI | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 35.60% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 20.10% | 3.30% | +16.80 | HCI | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.78% | 0.00% | +0.78 | HCI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 1/9 | +5.00 | HCI | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 55.2 | 66.2 | -11.06 | PLGO | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 6.5x | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $2.47B | $2.26B | $206.9M | HCI | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | HCI REV | PLGO REV | HCI GROSS % | PLGO GROSS % | HCI FCF | PLGO FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $900.9M | $2.50B | — | — | $440.8M | -$408.3M |
| FY 2024 | $750.1M | $2.42B | — | — | $327.8M | $618.2M |
| FY 2023 | $550.7M | $3.60B | — | — | $230.7M | $495.2M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
HCI // BETA —
PLGO // BETA —