COMP <GO>
GAIN vs VEL // EV/EBITDA & P/E VALUATION
Gladstone Investment Corporation Business Development Company (NASDAQ) VS. Velocity Financial Inc. (NYSE) • 15-METRIC TALLY: GAIN 2
— VEL 4
■ METRIC PARITY
LAST: $15.27 (+1.26%) • MKT CAP: $608.1M
valuation
—
LAST: $15.95 (+2.44%) • MKT CAP: $629.7M
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (GAIN VS. VEL)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | GAIN | VEL | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 31.00% | 15.60% | +15.40 | GAIN | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | -16.71% | 2.84% | -19.55 | VEL | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 9.40% | 0.00% | +9.40 | GAIN | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 2/9 | 4/9 | -2.00 | VEL | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 47.4 | 56.1 | -8.67 | VEL | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 5.6x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $608.1M | $629.7M | -$21.6M | VEL | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | GAIN REV | VEL REV | GAIN GROSS % | VEL GROSS % | GAIN FCF | VEL FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | -$101.6M | $17.9M |
| FY 2024 | $0 | $0 | — | — | $16.3M | $37.5M |
| FY 2023 | $0 | $0 | — | — | -$69.9M | $48.8M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
GAIN // BETA —
VEL // BETA —