COMP <GO>
FXNC vs RMBI // EV/EBITDA & P/E VALUATION
First National Corporation (NASDAQ) VS. Richmond Mutual Bancorporation Inc. (NASDAQ) • 15-METRIC TALLY: FXNC 4
— RMBI 2
■ METRIC PARITY
LAST: $30.93 (+0.26%) • MKT CAP: $279.7M
valuation
—
LAST: $15.86 (+0.44%) • MKT CAP: $265.8M
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FXNC VS. RMBI)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FXNC | RMBI | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.50% | 7.90% | +1.60 | FXNC | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 8.98% | 5.50% | +3.48 | FXNC | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.97% | 2.20% | -0.23 | RMBI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 53.2 | 59.1 | -5.91 | RMBI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 14.7x | 21.4x | -6.70 | FXNC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $279.7M | $265.8M | $13.9M | FXNC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FXNC REV | RMBI REV | FXNC GROSS % | RMBI GROSS % | FXNC FCF | RMBI FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $25.1M | $14.6M |
| FY 2024 | $0 | $0 | — | — | -$22.2M | $14.3M |
| FY 2023 | $0 | $0 | — | — | $16.4M | $12.1M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FXNC // BETA —
RMBI // BETA —