COMP <GO>

FVCB vs FCCO // EV/EBITDA & P/E VALUATION

FVCBankcorp Inc. (NASDAQ) VS. First Community Corporation (NASDAQ) • 15-METRIC TALLY: FVCB 3 — FCCO 4

■ METRIC PARITY

LAST: $17.04 (-0.41%) • MKT CAP: $307.3M

valuation

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LAST: $33.50 (+1.06%) • MKT CAP: $314.9M

valuation

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15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FVCB VS. FCCO) EMERALD CELL = QUANTITATIVE EDGE

INSTITUTIONAL METRIC	FVCB	FCCO	SPREAD (A - B)	ADVANTAGE	DEDICATED URL
Gross Profit Margin	—	—	—	TIE	/gross-margins <GO>
Return on Invested Capital (ROIC)	8.70%	11.50%	-2.80	FCCO	/roic <GO>
EV/EBITDA & P/E Valuation ACTIVE	—	—	—	TIE	/valuation <GO>
Free Cash Flow Yield	7.75%	5.58%	+2.17	FVCB	/fcf-yield <GO>
Operating Margin	—	—	—	TIE	/operating-margins <GO>
Net Profit Margin	68.00%	—	—	TIE	/net-margins <GO>
Revenue Growth (YoY)	13.90%	—	—	TIE	/revenue-growth <GO>
Dividend Yield & FCF Payout Safety	0.71%	1.51%	-0.80	FCCO	/dividend-safety <GO>
Altman Z-Score & Debt/Equity	—	—	—	TIE	/balance-sheet <GO>
Piotroski F-Score Quality	6/9	4/9	+2.00	FVCB	/piotroski-score <GO>
Options Implied Move & Put/Call Skew	—	—	—	TIE	/options-implied-move <GO>
RSI-14 & 200D SMA Momentum	37.3	51.5	-14.22	FCCO	/rsi-technicals <GO>
10Y Yield & FRED Macro Beta	—	—	—	TIE	/macro-sensitivity <GO>
Forward P/E Multiple	11.7x	15.3x	-3.60	FVCB	/forward-pe <GO>
Enterprise Scale & Market Cap	$307.3M	$314.9M	-$7.6M	FCCO	/market-cap <GO>

5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY

FISCAL YEAR	FVCB REV	FCCO REV	FVCB GROSS %	FCCO GROSS %	FVCB FCF	FCCO FCF
FY 2025	$1.8M	$0	—	—	$23.8M	$17.6M
FY 2024	$1.6M	$0	—	—	$18.1M	$10.5M
FY 2023	$1.5M	$0	—	—	$16.3M	$13.0M

FRED MACRO REGIME CORRELATION COMPARISON PEARSON r

FVCB // BETA —

FCCO // BETA —