COMP <GO>
FLG vs BBT // EV/EBITDA & P/E VALUATION
Flagstar Bank N.A. (NYSE) VS. Beacon Financial Corporation (NYSE) • 15-METRIC TALLY: FLG 2
— BBT 7
■ METRIC PARITY
LAST: $10.47 (+3.05%) • MKT CAP: $4.35B
valuation
—
LAST: $30.66 (+0.92%) • MKT CAP: $2.57B
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FLG VS. BBT)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FLG | BBT | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -0.60% | 3.60% | -4.20 | BBT | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | -5.42% | 8.26% | -13.68 | BBT | /fcf-yield <GO> |
| Operating Margin | -17.70% | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | -14.50% | 68.00% | -82.50 | BBT | /net-margins <GO> |
| Revenue Growth (YoY) | 2.20% | 81.10% | -78.90 | BBT | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.35% | 2.46% | -2.11 | BBT | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 3/9 | 6/9 | -3.00 | BBT | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 33.4 | 65.9 | -32.54 | BBT | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.11 | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 18.0x | 23.9x | -5.90 | FLG | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $4.35B | $2.57B | $1.78B | FLG | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FLG REV | BBT REV | FLG GROSS % | BBT GROSS % | FLG FCF | BBT FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $29.9M | — | — | -$181.0M | $212.2M |
| FY 2024 | $0 | $16.5M | — | — | $86.0M | $100.0M |
| FY 2023 | $0 | $16.2M | — | — | $263.0M | $116.6M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FLG // BETA 1.11
BBT // BETA —