COMP <GO>
FHB vs BANC // EV/EBITDA & P/E VALUATION
First Hawaiian Inc. (NASDAQ) VS. Banc of California Inc. (NYSE) • 15-METRIC TALLY: FHB 6
— BANC 3
■ METRIC PARITY
LAST: $25.63 (+0.87%) • MKT CAP: $3.12B
valuation
24.7x
LAST: $18.59 (+0.60%) • MKT CAP: $2.94B
valuation
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FHB VS. BANC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FHB | BANC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.00% | 6.50% | -3.50 | BANC | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 24.7x | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 9.47% | 8.00% | +1.47 | FHB | /fcf-yield <GO> |
| Operating Margin | 38.30% | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 31.40% | 68.00% | -36.60 | BANC | /net-margins <GO> |
| Revenue Growth (YoY) | 8.90% | 4.20% | +4.70 | FHB | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 4.20% | 0.00% | +4.20 | FHB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 6/9 | +2.00 | FHB | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 54.5 | 57.3 | -2.84 | BANC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.12 | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.5x | 11.9x | -1.40 | FHB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $3.12B | $2.94B | $182.4M | FHB | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FHB REV | BANC REV | FHB GROSS % | BANC GROSS % | FHB FCF | BANC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $880.8M | $38.8M | — | — | $295.4M | $234.8M |
| FY 2024 | $808.5M | $37.2M | — | — | $281.1M | $64.3M |
| FY 2023 | $836.9M | $33.8M | — | — | $217.4M | $135.8M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FHB // BETA 1.12
BANC // BETA —